Tap. Pay. Done. All on your phone.
Turn your smartphone into a secure, contactless payment terminal. No extra hardware needed.
No Extra Hardware. Just Payments.
Download the PayContactless app and start accepting card and digital wallet payments instantly, all from your phone.
- No external terminals.
- Works on most smartphones.
- Accepts local and international cards.
Fast Payments for Every Customer
- Accept Visa, Mastercard, Apple Pay, Google Pay.
- Enable secure account transfers.
- No queues, no PIN pads, no delays.
- Modern, tap-and-go experience.
Cut the Hardware, Keep the Sales
No need for expensive POS devices. Use your smartphone to accept payments anywhere, anytime.
Retail Stores
Accept payments at the till with the phone you already own.
Mobile Vendors
Take payment at the stall, the truck, or the doorstep.
Delivery Services
Drivers collect at drop-off with no cash and no card terminal.
Enterprise Teams
Field reps and on-site teams accept payment in seconds.
Set Up in Minutes
Download the PayContactless app
Available on Android. Install it on the phone you already use.
Register your business
Verify your details and link your settlement account in a few minutes.
Start accepting payments instantly
No technical integration or waiting. Tap and go.
Security You Can Trust
End-to-end encryption
Card data is encrypted on the device and decrypted only inside the secure vault.
PCI DSS compliance
Certified end to end against the global standard for cardholder data security.
NDPA compliant
Full adherence to Nigeria's Data Protection Act.
Real-time fraud monitoring
Every transaction is scored in milliseconds, and anomalies are flagged before they settle.
Fast, Flexible Settlements
Receive funds directly in your preferred bank account. No need to switch banks or open a new account.
Adjustable payout schedules
Daily, weekly or custom. Set the cadence that matches your cash flow.
Clear reconciliation reports
Every payout matched to source transactions, exportable on demand.
Daily, weekly, or custom settlements
Settle to one bank or split across multiple accounts.
Track, Monitor, and Grow
- Real-time transaction updates.
- Daily, weekly, monthly performance reports.
- Sales trends and customer insights.
- Refund and chargeback monitoring.
Manage Stores and Teams from One App
Oversee all stores in one dashboard
Every location, every till, in one consolidated view.
Compare sales across locations
Spot top and bottom performers in seconds.
Set staff permissions & access
Granular roles for managers, cashiers, and back-office.
Reward top performers
Use real performance data to recognise the people driving the numbers.